With these Spirit Financial Credit Union products
To our members, thank you for supporting us as we continue to work through this pandemic. We continue to service members mainly using our two drive-up, as we continue to protect our members and staff. As you know we only have our one branch location, so we are taking all precautions to keep our branch open to continue providing service to members. Spirit Financial Credit Union has worked to provide the products and services our members need for self-reliant banking. It all starts with Debit Cards, Online, and Mobile Banking. This technology allows you access to your accounts 24/7 with no need to wait for normal branch hours or having to use the drive up to do business. Debit cards, Online banking, and our Mobile Banking App offer the highest level of convenience while saving you valuable time.
Benefits of Mobile, Online, Telephone Banking and ATMs
· Debit cards for ATM access and purchased at merchants
· ATM that now accepts cash (with no holds) and checks
· Deposit checks through Remote Deposit Capture
· Access Remote Card Capture to instantly block/freeze your MasterCard debit card
· Pay bills with Bill Bayer
· View statements
· Apply for a loan or mortgage
· Make loan payments and advances
· Check balances
· Transfer funds
· Balance your checkbook
· Enjoy secure access via enhanced two-factor authentication
· Mobile Banking App available for iPhone and Android devices
· Access your balance and transaction history using Teller Line (267-202-6170)
Big advantages of ATMs
ATMs are a convenience that you may not be taking full advantage of. Spirit Financial ATM enables you to use your debit card to avoid long lines when you need to make a deposit, withdraw cash or check account balances. Best of all, they are much more convenient than a night drop when it comes to making deposits as there is no hold put on cash deposits. If you’re a member in need, there’s good news, obtaining a debit card has never been easier. Spirit Financial issues debit cards on-site for new accounts, lost cards, broken cards, and card compromises. Click here to learn more.
Point. Tap. Deposit.
Deposit checks directly into your checking or savings account using the Remote Deposit Capture feature within the Spirit Financial Credit Union Mobile Banking App. Tap here to learn more about how you can get started using Remote Deposit Capture to deposit checks today without visiting our branch. It’s easy, convenient, and secure.
Two Factor Authentication
This extra layer of protection for your Spirit Financial Credit Union accounts is designed to ensure you’re the only person who can access your accounts, even if your password has been compromised. Simply put, it’s a way of authenticating that you are the account owner when trying to access an account from an unknown device. It’s essential to online security because it immediately reduces the risk of gaining access to your accounts with a stolen password.
When accessing your accounts from a trusted device, there will be no notable difference when logging in to online banking. When entering a username and password on an unknown device, instead of gaining immediate access to an account, you will be asked to verify yourself by either answering the challenge questions you set up or receive a six-letter code via either email or text. To receive an email or text, we must have your verified email or cell phone number on record. Please contact us during business hours to update your email or cell phone number.
Manage your finances safely and conveniently
The options we mentioned above have been developed with the convenience and security of our members in mind. In addition, the personalized service you receive from a member-owned credit union, it is our commitment to technology that continues to set us apart from the competition. To learn more about services offered to Spirit Financial members visit spiritfinancialcu.org.