Start a Club Account

A Spirit Financial Christmas Club makes saving for the holidays a breeze. You can make deposits into your Christmas Club account throughout the year, giving yourself a head start to holiday shopping and more. Make your deposits via payroll deduction or just occasionally deposit funds as your budget allows. At your request, the money can be rolled over directly into your savings or checking account.


Start Saving for the Holidays Today!

  • Christmas Clubs can be opened any time of the year

  • Christmas Club accounts pay dividends

  • No monthly service charge

  • No minimum balance or minimum monthly deposit

Account Rates

Effective Date (11/09/2020). Rates Subject to Change.

Account Type Rate APY**
Share Accounts
Vacation Accounts
Christmas Accounts

HAVE QUESTIONS About Club savings accounts at Spirit Financial Credit union? Text or call A MEMBER SERVICE REPRESENTATIVE AT (267)-580-0230 OR EMAIL memberservice@spiritfinancialcu.org.

**APY=Annual percentage yield. All rates are subject to change without notice.