Personal Loans

Apply for a fixed-rate, fixed-term Personal Loan today and enjoy the peace of mind of having the funds available when needed. Use a Personal Loan to consolidate high-interest debt or finance a major purchase. With a Personal Loan from Spirit Financial, the money you need is always within reach.

Your good credit score and your signature can provide you with an unsecured loan at Spirit Financial Credit Union with low rates, automatic payment features, and convenient term options.

Benefits of a Personal Loan

  • No collateral required

  • Loan amounts of up to $25,000

  • Fixed, low interest rate

  • Flexible terms up to 60 months

  • Affordable, fixed payments

  • Consolidate high-interest debt

  • Easy application process

Personal Loan Rates

Effective Date (1/28/2019) and Rates Subject to Change.

Loan Term APR*
Up to 36 months as low as 7.99%
Up to 60 months as low as 7.99%
Line of Credit (Max $5,000) as low as 9.49%

Or call a Loan Officer at (267) 580-0230 or stop into our branch.

* APR = Annual Percentage Rate. Rates are for qualified borrowers and are based on the credit worthiness of the individual. Actual rates may be different than the rates shown. APRs reflect a 0.25% discount for loan payment via automatic funds transfer from a Spirit Financial Credit Union account. Otherwise, APR is 0.25% higher.