Achieve More with Spirit Financial!

Whether you’re planning a large purchase, upgrading your home, or need funds for personal projects, Spirit Financial offers personal loans tailored to meet your goals. With competitive rates and flexible terms, our loans provide financial support without the hassle. Manage your borrowing with ease and take the next step toward what matters most to you!


Benefits of Personal Loans

  • No collateral required

  • Loan amounts of up to $25,000*

  • Fixed, low interest rate

  • Flexible terms up to 60 months

  • Affordable, fixed payments

  • Easy application process

Personal Loan Rates

Effective Date (11/09/2020) and Rates Subject to Change.

Balance Tier APR*
Up to 24 months as low as
Up to 36 months as low as
Up to 60 months as low as

Have personal loan questions? text or call a Loan Officer at (267) 580-0230 or Email Loans@spiritfinancialcu.org.


* APR = Annual Percentage Rate. Rates are for qualified borrowers and are based on the creditworthiness of the individual. Total loan amount and loan term will vary based on the creditworthiness. Loan terms available from 12 to 60 months.