Turn holiday balances into one predictable payment.
Holiday spending can add up fast, especially when it lives on a high-interest credit card. A fixed-rate personal loan from Spirit Financial can help you consolidate debt, simplify your finances, and move forward with a payment you can plan around.
Benefits of Personal Loans
No collateral required
Loan amounts of up to $25,000*
Fixed, low interest rate
Flexible terms up to 60 months
Affordable, fixed payments
Easy application process
Personal Loan Rates
Effective Date (11/09/2020) and Rates Subject to Change.
| Balance Tier | APR* |
|---|---|
| Up to 24 months | as low as |
| Up to 36 months | as low as |
| Up to 60 months | as low as |
Have personal loan questions? text or call a Loan Officer at (267) 580-0230 or Email Loans@spiritfinancialcu.org.
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* APR = Annual Percentage Rate. Rates are for qualified borrowers and are based on the creditworthiness of the individual. Total loan amount and loan term will vary based on the creditworthiness. Loan terms available from 12 to 60 months.