Simplify your finances with a Personal Loan from Spirit Financial Credit Union. Personal Loans can be a great way to consolidate high-interest debt, fund home improvements, finance major purchases or cover unexpected expenses. Utilizing a Personal Loan as opposed to other forms of borrowing like credit cards, which typically offer high interest rates, can save you money over the life of your loan.
With fixed low rates, flexible terms and an easy application process, a Personal Loan may be the perfect answer to your borrowing needs.
Benefits of a Personal Loan
No collateral required
Loan amounts of up to $25,000****
Fixed, low interest rate
Flexible terms up to 60 months
Affordable, fixed payments
Consolidate high-interest debt
Easy application process
Personal Loan Rates
Effective Date (1/28/2019) and Rates Subject to Change.
|Up to 36 months||as low as 7.99%***|
|Up to 60 months||as low as 7.99%***|
|Line of Credit (Max $5,000)||as low as 9.49%***|
Or call a Loan Officer at (267) 580-0230 or stop into our branch.
*** APR = Annual Percentage Rate. Rates are for qualified borrowers and are based on the credit worthiness of the individual. Actual rates may be different than the rates shown. APRs reflect a 0.25% discount for loan payment via automatic funds transfer from a Spirit Financial Credit Union account. Otherwise, APR is 0.25% higher.
****Total loan amount and loan term will vary based on credit worthiness. Terms available from 12-60 months.