Whether you crave the boundless freedom of the open sea or the wind in your hair on the open road, let us help you finance the things that move you. For those of you who love the extreme adventure of a Sea-Doo, a wild excursion on an ATV, or maybe a cross-country trip in a Winnebago, our Recreation Vehicle Loan will get you there!


Rec Vehicle Loan Benefits

  • Up to 120% of collateral value on both, new and used*******

  • Low rates and terms up to 84 months

  • Collateral ages 2006 and newer

  • Payment Protection: This may help you and your family in the event of the borrower(s) loss of life, disability, and/or involuntary unemployment

Rec Vehicle Loan Rates

Effective Date (11/09/2020) and Rates Subject to Change.

Balance Tier APR*******
Up to 36 Months as low as
Up to 48 months as low as
Up to 60 months as low as
Up to 72 months as low as
Up to 84 months as low as

HAVE recreational vehicle loan QUESTIONS? Text or CALL A LOAN OFFICER AT (267) 580-0230 OR EMAIL LOANS@SPIRITFINANCIALCU.ORG.


******* APR = Annual Percentage Rate. Rates are for qualified borrowers and are based on the credit worthiness of the individual. Actual rates may be different than the rates shown. Any Recreational vehicle over 100% LTV, APR is 0.25% higher.