Refinancing your current auto loan from another lender with Spirit Financial could save you money. Auto loan refinancing may help you decrease your monthly payment with a lower interest rate or longer-term. Want to pay your auto loan off faster? Refinancing to a lower rate and shorter term can help you accomplish that. Whatever your goal, refinance your auto loan online with Spirit Financial today.
Auto Loan Refinance Rates
Effective Date (5/1/2019) and Rates Subject to Change.
|Up to 60 months||as low as 3.49%***|
|Up to 72 months||as low as 3.74%***|
|Up to 84 months||as low as 4.24%***||Used||APR*|
|Up to 60 months||as low as 3.74%***|
|Up to 72 months||as low as 3.99%***|
Auto Loan Refinance Benefits
Up to 120% financing of NADA value, plus tax and tags****
Competitive auto loan rates
Flexible terms of up to 84 months
Easy online application
Fast decision-making process
Convenient automatic payments
GAP Coverage (Guaranteed Asset Protection)
Payment Protection: This helps you and your family in the event of borrower(s) loss of life, disability, and/or involuntary unemployment
Prefer to speak to someone about Refinancing?
Just visit our office or give one of our Loan Officers a call at (267) 580-0230.
*** APR = Annual Percentage Rate. Rates are for qualified borrowers and are based on the credit worthiness of the individual. Actual rates may be different than the rates shown.
**** Any vehicle over 110% NADA, 0.25% APR added to rate. 120% NADA on 2013 and newer models.