Open Your Savings Account Today

A savings account with a minimum balance of $5 is all that’s required for Spirit Financial Credit Union membership. This $5 represents your share in the ownership of the credit union and allows you to gain access to all of our valuable products and services.

Savings Account Benefits

  • Savings accounts are safe and efficient ways to accumulate funds

  • Savings insured up to $500,000 (a combination of the NCUA and ESI)

  • A great way to make saving automatic when combined with direct deposit

  • Can connect to your Spirit Financial checking account

  • Easy access to your funds through Online Banking, the Mobile Banking App, Teller Line or by calling our branch location

Account activity, per federal regulations, is limited to six automatic or pre-authorized transfers or withdrawals per month. In-person withdrawals or transfers are not limited.

Only $5 is Required to Enjoy the Benefits of Membership.

Savings Account Rates

Effective Date (11/09/2020). Rates Subject to Change.

Account Type Rate APY**
Savings Accounts
Vacation Accounts
Christmas Accounts

HAVE QUESTIONS About our Savings account? Text or call A MEMBER SERVICE REPRESENTATIVE AT (267)-580-0230 OR EMAIL memberservice@spiritfinancialcu.org.

**APY = Annual percentage yield. All rates are subject to change without notice.