Savings Insured up to $500,000
At Spirit Financial Credit Union, your share deposits are insured up to $500,000 at no additional cost to you!
This exceptional level of coverage is arranged through a combination of federal insurance provided by the National Credit Union Administration (NCUA) and private insurance by the Excess Share Insurance (ESI) Corporation. Again, this is provided automatically at no extra cost to our members!
NCUA - National Credit Union Administration
Spirit Financial is federally insured by the National Credit Union Administration. Through the NCUA, your savings are federally insured up to $250,000 and backed by the full faith and credit of the United States Government.
Visit the NCUA website to learn more about the NCUA.
Excess Share Insurance (ESI) Corporation
This program provides up to an additional $250,000 of insurance once a credit union member’s balance exceeds the coverage provided by the primary share insurer (NCUA). This is offered at Spirit Financial Credit Union as a benefit to you at no additional cost.
Visit the ESI website to learn more about the ESI Corporation.