Open Your No Fee Checking Account with $5

Tired of paying fees and monthly service charges? Would you like to enjoy the convenience of online banking? We have the ideal checking account to fit your needs. Open yours today.

Our no fee checking account is convenient and best of all, can save you money. Other financial institutions offer multiple checking accounts with confusing high minimum balances, monthly service charges, and other fine print requirements; Spirit Financial Credit Union makes checking easier with one full-featured checking account. Enjoy the convenience and savings of a checking account with these great features:

  • No minimum balance

  • No monthly service fees

  • Free MasterCard Debit Card

  • Instant Issue

  • Overdraft Protection

  • 24-hour access via free Online Banking and Teller Line

The Spirit Financial Debit Card provides many benefits like being safer than carrying cash and EMV/Chip technology for added security.

Introducing Instant Issue Debit Cards - Beginning August 1st!

Obtaining a new debit card has never been easier. August 1st we will be issuing debit cards on-site for new accounts, lost cards, broken cards, and card compromises. Just stop by our branch location after August 1st to obtain your instant issue card. Learn more by speaking to a Spirit Financial representative. Your convenience is always our priority!

Apply for membership online, call us at (267) 580-0230, or stop by our branch location.