Checking Account


Checking Account with Great Benefits

Tired of paying fees and monthly service charges? Would you like to enjoy the convenience of online banking? Open a checking account today.
We have the ideal checking (share draft) account to fit your needs.

Our no fee checking account is convenient and best of all, can save you money. Other financial institutions offer multiple checking accounts with confusing high minimum balances, monthly service charges, and other fine print requirements; Spirit Financial Credit Union makes checking easier with one full-featured checking account. Enjoy the convenience and savings of a checking account with these great features:

  • No minimum balance
  • No monthly service fees
  • Free MasterCard Debit Card
  • Overdraft Protection
  • 24-hour access via free Online Banking and Teller Line

The Spirit Financial Debit Card provides many benefits like being safer than carrying cash and EMV/Chip technology for added security.


Apply for membership online, call us at (267) 580-0230, or stop by our branch location.