Earn a Higher Yield on Your Money
Earn more interest on your money with a certificate of deposit. Terms range from 3 months to 5 years. IRA options are available.
Whether you’re saving for retirement, a dream vacation or a child’s education, Spirit Financial Credit Union has a term and rate to help you achieve your goal.
Benefits of a Certificate Account:
$500 minimum deposit
Flexible terms ranging from three months to five years
Attractive and competitive rates
Dividends are paid monthly and can be added to your principal or transferred to another Spirit Financial Credit Union account
Convenient automatic renewal
Deposits are federally insured by the NCUA up to $250,000
To learn more about our Certificate options or to open a certificate, please visit our Spirit Financial office or call (267) 580-0230.
Effective Date 11/1/2018. Rates Subject to Change.
|3 Month Share Certificate||0.200%||0.20%|
|6 Month Share Certificate / IRA Certificate||0.399%||0.40%|
|9 Month Share Certificate / IRA Certificate||0.598%||0.60%|
|1 Year Share Certificate / IRA Certificate||1.094%||1.10%|
|18 Month Share Certificate / IRA Certificate||1.193%||1.20%|
|2 Year Share Certificate / IRA Certificate||1.785%||1.80%|
|3 Year Share Certificate / IRA Certificate||2.325%||2.35%|
|4 Year Share Certificate / IRA Certificate||2.423%||2.45%|
|5 Year Share Certificate / IRA Certificate||2.521%||2.55%|
Earn more by investing for a longer term
Your first step to saving starts here! To learn more about our certificate options or to open a certificate, please visit our Spirit Financial office or call (267) 580-0230.