At Spirit Financial Credit Union, enhancing your banking experience is always our priority. We're pleased to remind you that as part of our ongoing commitment to convenience and security, members have the ability to integrate their debit and credit cards with Apple, Google, and Samsung Pay. This feature allows you to leverage the power of mobile payments, streamlining your transactions and elevating your shopping experience. Below are answers to frequently asked questions to help you get started.
Need help adding your Spirit Financial Credit Union debit or credit card to your mobile wallet app? Text or call a Member Service Representative at (267)-580-0230 or email memberservice@spiritfinancialcu.org.
Mobile Wallet FAQs
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How A Does Mobile Payment Work?Using mobile payments is easy. First, you must add your Spirit Financial Credit Union debit or credit card to your mobile wallet app. Once your card is added, you can use your mobile device to pay for goods and services at participating merchants. Just open the mobile wallet app, select the card you'd like to use, and hold your phone near the contactless payment terminal and the payment will be processed automatically. It's that simple!
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Are Mobile Wallets Secure?One of the most significant benefits of mobile payments is security. Mobile payments are more secure than traditional credit card payments because they use tokenization technology. Tokenization replaces your actual card number with a unique code, so your card information is never transmitted during the payment process. This makes it much harder for thieves to steal your card information.
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What Are The Benefits Of Using A Mobile Wallet?The benefits of using a Mobile Wallet include increased convenience and security, reduced clutter, and faster transactions.
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Where Can I Use My Mobile Wallet To Make Payments?The convenience of mobile wallets is undeniable. With just a tap on your smartphone, you can purchase at participating merchants, whether online or in-store. However, it's crucial to keep in mind that while many retailers have adopted mobile payment technology, there are still some who haven't. To avoid any inconvenience, it's wise to keep your physical cards on hand as a backup.