We’ve partnered with First Heritage Mortgage Services to offer the best in mortgage financing and to provide a wide variety of mortgage offers designed to fit your financial needs. Whether you’re buying your first home, looking to expand to a larger home, planning to purchase a vacation home, or interested in refinancing an existing home loan, Spirit Financial Credit Union can help.

Visit our partner First Heritage Mortgage Services to view current mortgage rates.

Mortgage LOan Options

  • Conventional Mortgage Loans for: Primary residence, secondary and vacation homes

  • Competitive Mortgage Rates

  • FHA Loans, VA Loans and PHFA loans

  • Construction Mortgage Loans

  • Land Acquisition and Building Packages

  • Modular Home Mortgage Loans

  • Mortgage Loan Pre-Approval

  • Homeowners by Liberty Mutual Insurance Provided by TruStage™