1.90%*** Intro Rate & No Balance Transfer Fee!

Stuck with balances on high interest credit cards? Transferring your balances from higher rate cards may enable you to pay them off faster and save money. Take advantage of the Spirit Financial’s NO FEE 1.90% APR*** balance transfer Classic or Platinum VISA for a limited time. You’ll only have one monthly payment and may save significantly on interest. Simplify with a Classic or Platinum VISA balance transfer and save today.


Visa Balance Transfer Credit Card Benefits

  • Low Balance Transfer Rate***

  • No Annual Fees

  • No Balance Transfer Fees

  • No Cash Advance Fees

  • No Penalty Interest Rate

  • 1% cash back on all purchases

  • Easy and secure purchases

  • Use it everywhere VISA is accepted

  • $0 Liability for fraudulent transactions

Visa Credit Card Rates

Effective Date (1/1/2019) and Rates Subject to Change.

Card Type APR*
Classic 12.50% Fixed
Platinum 10.90% Fixed

Have questions or want to learn more about our credit card options? Speak with a Spirit Financial loan officer at (267) 580-0230 or stop by our branch.

*** 1.90% Introductory Balance Transfer APR for 12 months from Account opening. After that your APR will be 10.90% or 12.50% depending on the card program. Any existing balances of Spirit Financial Credit Union loan or credit card accounts are not eligible for the Introductory APR for balance transfers.