Borrow Up to $25,000* Online

✔️ Fixed Rates as low as 10.99% APR*

✔️ Affordable Monthly Payments

✔️ Pay No Fees

✔️ Get approved in minutes

Home Improvements

Secure the money you need at low rates to complete your next home improvement or remodel project!

Make a Major Purchase

Use a personal loan for your next major purchase or to cover unexpected expenses to enjoy the benefits of a fixed rate and monthly payment.


Have personal loan questions? text or call a Loan Officer at (267) 580-0230 or Email Loans@spiritfinancialcu.org.


* APR = Annual Percentage Rate. Rates are for qualified borrowers and are based on the creditworthiness of the individual. Total loan amount and loan term will vary based on the creditworthiness. Loan terms available from 12 to 60 months.