Get to Know CarShop365

Your Online Car Shopping Tool!

Spirit Financial Credit Union recently introduced a great tool to help members negotiate their way through the sometimes stressful car-buying process.  CarShop365 can help put you in the drivers seat of the vehicle you want with a payment you can afford quickly and conveniently. It’s the handiest way to search for a car, locate a dealer, check out loan rates, get pre-approved for an auto loan and much more. Start by visiting our CarShop365 website.

Once you’re on our CarShop365 site you can begin searching and comparing various vehicles right from the comfort of your own home. Begin your search by clicking the “Find a Car” tab at the top of the page. You can search both new and pre-owned vehicles. Not only can you find a model you love, you can also build your perfect ride through color selection and various package options.  This will give you a more accurate idea of the real cost of the vehicle. At this point you can save your vehicle and also compare it to other vehicles to see cost comparisons, as well as fuel economy, safety ratings and much more. You can also view the standard equipment, crash ratings, warranties and even recalls issued on the vehicle.  

Once you’ve decided on a few cars you like, it’s time to search out dealers in your area who carry these vehicles and compare the cost between dealers. You can do this quickly and easily with just a click of your mouse. You’ll have the cost you’ve found online once you built and personalized your vehicle for comparison as well. It doesn’t get much better than that when searching for a car! You can get a full listing of dealers within a certain distance of your location just by clicking the “Locate a Dealer” tab. You’re going to want to get out there and test-drive these vehicles after all.

Now it’s time to apply for your pre-approval right online, it’s quick and easy to do.

So, you’ve located a few vehicles, found your dealers and determined an approximate cost.  Your next step is to get pre-approved.  You’ll want to take a look at Spirit Financial Credit Union’s low auto loan rates of course. You can do that right on our website or by clicking the “Get a Loan” tab and then “Our Rates.” There’s a handy Monthly Payment Calculator under this tab as well, so you can be sure that the vehicle you want will fit in your budget. Under the “Get a Loan” tab is also where you will find the important pre-approval link. When you click on “Get Pre-Approved,” you can either use your Spirit Financial Credit Union username and password to apply or, if you’re not a member, select the “Continue Without Login” option. Not a member of Spirit Financial? Well, there’s no better time than the present to join. Especially when you’re car shopping! Live, work, worship or attend school in Bucks County, PA? If the answer is yes, then you’re eligible to join. Click here to learn more and to apply for membership.

And there’s more…  

Some other handy online tools and information that you can access through CarShop365 are located under the “Resources” tab. From here, you can get information on auto insurance, find used car values, and learn more about auto loan refinancing. That’s a great section if you’re interested in refinancing to save money on an existing loan. Checking out the used car values will help you if you’re planning on trading in a car towards the purchase of your new vehicle. You’ll have a good idea of the car’s worth before your hit with a surprise when trading it in at the dealership. You can also learn about new auto technology and get other helpful tips in our recourses section. We’re sure you’ll find our resources helpful throughout this process.

Once you’ve spent some time researching on CarShop365 and gone through the pre-approval process, imagine the negotiating power you’ll have when you step onto the dealer’s lot. You’ll be able to shop and negotiate with confidence.

Get pre-approved from Spirit Financial Credit Union and get $100*  

Now for the best part. Under that “Resources” tab you’ll also find a link called “Promotions.” If you click that link, you’ll see a special promotion that’s happening right now at Spirit Financial Credit Union. You’ll have to hurry though, because this offer is ending soon. If you apply for pre-approval and then book the loan, you will get a $100* bonus deposited into your account!

We hope you find CarShop365 useful! Keep an eye out for our weekly blog and follow us on social media for more content aimed at helping you accomplish your financial goals.

*To be eligible for $100 cash, you must apply for the auto loan pre-approval through Spirit Financial Credit Union on our CarShop365 page and must get the loan. Once the loan is booked, $100 will be deposited into your Spirit Financial Credit Union account. Speak to a credit union representative for additional details. This offer may end at any time. If the link is gone, it means the offer has ended.

Greg Quinn