Get to Know CarShop365

Your Online Car Shopping Tool!

Spirit Financial Credit Union has a great tool to help members negotiate their way through the sometimes stressful car-buying process. CarShop365 can help put you in the driver’s seat of the vehicle you want with a payment you can afford quickly and conveniently. It’s the handiest way to search for a car, locate a dealer, check out loan rates, get pre-approved for an auto loan, and much more. Start by visiting our CarShop365 website.

Once you’re on our CarShop365 site you can begin searching and comparing various vehicles right from the comfort of your own home. Begin your search by clicking the “Find a Car” tab at the top of the page. You can search for both new and pre-owned vehicles. Not only can you find a model you love, but you can also build your perfect ride through color selection and various package options.  This will give you a more accurate idea of the real cost of the vehicle. At this point, you can save your vehicle and also compare it to other vehicles to see cost comparisons, as well as fuel economy, safety ratings, and much more. You can also view the standard equipment, crash ratings, warranties, and even recalls issued on the vehicle.  

Once you’ve decided on a few cars you like, it’s time to search out dealers in your area who carry these vehicles and compare the cost between dealers. You can do this quickly and easily with just a click of your mouse. You’ll have the cost you’ve found online once you built and personalized your vehicle for comparison as well. It doesn’t get much better than that when searching for a car! You can get a full listing of dealers within a certain distance of your location just by clicking the “Locate a Dealer” tab. You’re going to want to get out there and test-drive these vehicles after all.

Now it’s time to apply for your pre-approval right online, it’s quick and easy to do.

So, you’ve located a few vehicles, found your dealers, and determined an approximate cost.  Your next step is to get pre-approved.  You’ll want to take a look at Spirit Financial Credit Union’s low auto loan rates of course. You can do that right on our website or by clicking the “Get a Loan” tab and then “Our Rates.” There’s a handy Monthly Payment Calculator under this tab as well, so you can be sure that the vehicle you want will fit in your budget. Under the “Get a Loan” tab is also where you will find the important pre-approval link. When you click on “Get Pre-Approved,” you can either use your Spirit Financial Credit Union username and password to apply or, if you’re not a member, select the “Continue Without Login” option. Not a member of Spirit Financial? Well, there’s no better time than the present to join. Especially when you’re car shopping! Live, work, worship, or attend school in Bucks County, PA? If the answer is yes, then you’re eligible to join. Click here to learn more and to apply for membership.

And there’s more…  

Some other handy online tools and information that you can access through CarShop365 are located under the “Resources” tab. From here, you can access a handy finance calculator to see your payment and also read safety tips for younger drivers. The refinance link on the home page also provides a useful calculator if you’re interested in refinancing to save money on an existing loan. Inputting just a bit of information will give you an immediate idea of the money you can save through refinancing. On the CarShop365 home page is a direct link to information on auto insurance as well. You can get a price quote from Liberty Mutual on the new auto you are considering. We’re sure you’ll find our resources helpful throughout this process.

Once you’ve spent some time researching on CarShop365 and have gone through the pre-approval process, imagine the negotiating power you’ll have when you step onto the dealer’s lot. You’ll be able to shop and negotiate with confidence.

Get pre-approved from Spirit Financial Credit Union

Get the buying power you need with auto loan pre-approval from Spirit Financial Credit Union. CarShop365 makes the car-buying process as hassle-free as possible, from the comfort of your couch. Filter vehicles based on your budget and then compare and evaluate multiple vehicles in inventory based on your ideal payment to help narrow your list. Your new vehicle is waiting, and you can find it quickly and easily on CarShop365.

We hope you find CarShop365 useful! Keep an eye out for our weekly blog and follow us on social media for more content aimed at helping you accomplish your financial goals.