Personal Loans

Simplify your finances with a Personal Loan from Spirit Financial Credit Union. Personal Loans can be a great way to consolidate high-interest debt, fund home improvements, finance major purchases or cover unexpected expenses. Utilizing a Personal Loan as opposed to other forms of borrowing like credit cards, which typically offer high interest rates, can save you money over the life of your loan.

With fixed low rates, flexible terms and an easy application process, a Personal Loan may be the perfect answer to your borrowing needs.

Benefits of a Personal Loan

  • No collateral required

  • Loan amounts of up to $25,000****

  • Fixed, low interest rate

  • Flexible terms up to 60 months

  • Affordable, fixed payments

  • Consolidate high-interest debt

  • Easy application process

Personal Loan Rates

Effective Date (5/1/2019) and Rates Subject to Change.

Loan Term APR*
Up to 36 months as low as 9.49%***
Up to 60 months as low as 9.74%***
Line of Credit (Max $5,000) as low as 9.49%***

Or call a Loan Officer at (267) 580-0230 or stop into our branch.

*** APR = Annual Percentage Rate. Rates are for qualified borrowers and are based on the credit worthiness of the individual. Actual rates may be different than the rates shown. APRs reflect a 0.25% discount for loan payment via automatic funds transfer from a Spirit Financial Credit Union account. Otherwise, APR is 0.25% higher.

****Total loan amount and loan term will vary based on credit worthiness. Terms available from 12-60 months.