LOwer your monthly auto loan payments

Are you tired of paying high monthly auto loan payments? Spirit Financial Credit Union is here to help! Our latest auto refinance offer promises to beat your current auto loan rate by 1% (as low as 4.24% APR*) and provide a $100 cash bonus at closing.

This is an incredible opportunity for anyone looking to save money on their monthly auto loan payments. By refinancing your auto loan, you could potentially lower your monthly payment, which will free up more money in your budget for other expenses.

Get A $100 Cash Bonus

Not only will you save money on your monthly payment, but you will also receive a $100 cash bonus at closing. This bonus can be used for anything you'd like, from paying off bills to treating yourself to something special.

Take advantage of this limited-time offer and start saving money today!

Our team of loan officers is ready to help you get started. They will guide you through the refinancing process, answer any questions you may have, and help you get the best rate possible. Or, if you’re ready you can apply right online.

Don't let high auto loan payments hold you back any longer. Apply for auto refinance with Spirit Financial Credit Union today and see the savings for yourself.

* Floor rate is 4.24% APR - Annual Percentage Rate. Minimum auto loan is $5,000. Current Spirit Financial Credit Union auto loans are not eligible. All loans subject to loan to value and other qualifications for final underwriting approval. If our regular rate provides you with more savings than this offer, you will receive the lower of the two rates. Proof of your current rate (APR) is required. Auto financing up to 120% for 2014 and newer and 95% for 2013 and older vehicles and terms up to 72 months. All loans based upon credit qualifications. Not all members will be eligible. $100 cash bonus for refinancing an auto loan held at another institution & will be deposited into member’s account after loan closing.