Personal Loan Rates as low as 7.49% APR*

We can help you navigate your through your high interest debt! Consolidate today & save with a personal loan.

Or contact us to set an appointment to speak with a loan officer about how to best consolidate your debt.


  • No collateral required

  • Loan amounts of up to $25,000*

  • Fixed, low interest rate

  • Flexible terms up to 60 months

  • Affordable, fixed payments

  • Consolidate high-interest debt

  • Easy application process

Have questions or want to learn more about our credit card options? Speak with a Spirit Financial loan officer at (267) 580-0230 or stop by our branch.

Effective Date (09/01/2019) and Rates Subject to Change.

Loan Term APR*
Up to 12 months as low as 7.49%
Up to 36 months as low as 7.49%
Up to 60 months as low as 7.49%
Line of Credit (Max $5,000) as low as 9.49%

* APR= Annual Percentage Rate. Rates are for qualified borrowers and are based on the creditworthiness of the individual. Total loan amount and loan term will vary based on the credit worthiness.  Loan terms available from 12 to 60 months.