Personal Loan Rates as low as 7.99%*

Consolidate debt, finance a major purchase, pay for emergency expenses and more!



  • No collateral required

  • Loan amounts of up to $25,000**

  • Fixed, low interest rate

  • Flexible terms up to 60 months

  • Affordable, fixed payments

  • Consolidate high-interest debt

  • Easy application process

Have questions or want to learn more about our credit card options? Speak with a Spirit Financial loan officer at (267) 580-0230 or stop by our branch.

Effective Date (01/28/2019) and Rates Subject to Change.

Loan Term APR*
Up to 36 months as low as 7.99%
Up to 60 months as low as 7.99%
Line of Credit (Max $5,000) as low as 9.49%

* APR = Annual Percentage Rate. Rates are for qualified borrowers and are based on the credit worthiness of the individual.

** Total loan amount and loan term will vary based upon the credit worthiness. Terms available from 12 - 60 months.