Home Equity Rates as low as 3.49% APR* & No Closing Costs!
Whether you want to Pay off debt, complete home improvements, help with college expenses or book a dream vacation, bring your ideas to life with a home equity loan.
No closing costs
Low, fixed rates
Flexible terms of up to 20 years
Borrow up to 85% of the value of your home*
Variety of fixed repayment options
Escrow accounts available
Have questions or want to know which type of home equity loan product is best for your needs? Speak to a Spirit Financial loan officer at (267) 580-0230 or stop by our branch.
Effective Date (09/01/2019) and Rates Subject to Change.
|Up to 36 Months||*as low as 3.24%|
|Up to 60 Months||*as low as 3.49%|
|Up to 84 Months||*as low as 3.74%|
|Up to 120 Months||*as low as 3.74%|
|Up to 180 Months||*as low as 4.49%|
|Up to 240 Months||*as low as 5.24%|
*APR- Annual Percentage Rate. Rates are for qualified borrowers and are based on the creditworthiness of the individual. Actual rates may be different than the rates shown. Borrow up to 85% of the current market value of your home, less any outstanding liens, based on credit worthiness. Rates are for the loan being in first lien position.