Fixed Rates as low as 10.90%*
1.90% Introductory Balance Transfer APR**
Apply for a VISA credit card today.
Low Balance Transfer Rate**
No Annual Fees
No Balance Transfer Fees
No Cash Advance Fees
No Penalty Interest Rate
1% cash back on all purchases
Easy and secure purchases
Use it everywhere VISA is accepted
$0 Liability for fraudulent transactions
Effective Date (1/1/2019) and Rates Subject to Change.
Have questions or want to learn more about our credit card options? Speak with a Spirit Financial loan officer at (267) 580-0230 or stop by our branch.
** 1.90% Introductory Balance Transfer APR for 12 months from Account opening. After that your APR will be 10.90% or 12.50% depending on the card program. Any existing balances of Spirit Financial Credit Union loan or credit card accounts are not eligible for the Introductory APR for balance transfers.