Fixed Rates as low as 10.90%*

1.90% Introductory Balance Transfer APR** 

Apply for a VISA credit card today. 



  • Low Balance Transfer Rate**

  • No Annual Fees

  • No Balance Transfer Fees

  • No Cash Advance Fees

  • No Penalty Interest Rate

  • 1% cash back on all purchases

  • Easy and secure purchases

  • Use it everywhere VISA is accepted

  • $0 Liability for fraudulent transactions

Effective Date (1/1/2019) and Rates Subject to Change.

Card Type APR*
Classic 12.50% Fixed
Platinum 10.90% Fixed

Have questions or want to learn more about our credit card options? Speak with a Spirit Financial loan officer at              (267) 580-0230 or stop by our branch.

** 1.90% Introductory Balance Transfer APR for 12 months from Account opening. After that your APR will be 10.90% or 12.50% depending on the card program. Any existing balances of Spirit Financial Credit Union loan or credit card accounts are not eligible for the Introductory APR for balance transfers.