Fixed Rates as low as 9.90%*

1.90% Introductory Balance Transfer APR** 

Apply for a VISA credit card today. 



  • Low Balance Transfer Rate**
  • No Annual Fees
  • No Balance Transfer Fees
  • No Cash Advance Fees
  • No Penalty Interest Rate
  • 1% cash back on all purchases
  • Easy and secure purchases
  • Use it everywhere VISA is accepted
  • $0 Liability for fraudulent transactions

Effective Date (5/15/2018) and Rates Subject to Change.

Card Type APR*
Classic 11.50% Fixed
Platinum 9.90% Fixed

Have questions or want to learn more about our credit card options? Speak with a Spirit Financial loan officer at              (267) 580-0230 or stop by our branch.

** 1.90% Introductory Balance Transfer APR for 12 months from Account opening. After that your APR will be 9.90% or 11.50% depending on the card program. Any existing balances of Spirit Financial Credit Union loan or credit card accounts are not eligible for the Introductory APR for balance transfers.