Auto Loan Rates as low as 2.99%*
Ready for a new vehicle or want to refinance your existing auto loan? Apply or refinance online today!
Up to 120% financing of NADA value, plus tax and tags
Pre-approvals on auto loans
Competitive auto loan rates
Flexible terms of up to 75 months
Set up convenient automatic payments
GAP Coverage (Guaranteed Asset Protection)
Payment Protection: This helps you and your family in the event of borrower(s) loss of life, disability, and/or involuntary unemployment
Auto Loan Rates
Effective Date (11/1/2018) and Rates Subject to Change.
|New & Used||APR*|
|Up to 36 months||as low as 2.99%|
|Up to 48 months||as low as 3.49%|
|Up to 60 months||as low as 3.99%|
|Up to 72 months||as low as 4.24%|
|Up to 75 months||as low as 4.49%|
Have questions or want to learn more about our auto loans? Speak with a Spirit Financial loan officer at (267) 580-0230 or stop by our branch
* APR = Annual Percentage Rate. Rates are for qualified borrowers and are based on the credit worthiness of the individual. Actual rates may be different than the rates shown. APRs reflect a 0.25% discount for loan payment via automatic funds transfer from a Spirit Financial Credit Union account. Otherwise, APR is 0.25% higher.
*** Any vehicle over 110% NADA, 0.25% APR added to rate.