Home-Run-Auto-Sale-$150-Cash-Back*!-Plus-$100-Cash-Back*!-No-Payment-For-90-Days*!

Home Run Auto Loan Sale

No Payment for 90 Days** & up to $250 Cash Back*

Hit a home run on your next auto loan or auto loan refinance during our Home Run Auto Loan Sale! Apply today to lock in your low rate, receive $150 cash back* and make no payments for 90 days**. Plus, we’ll give you another $100 cash back* if you get pre-approved using our online car shopping tool, CarShop365. That’s a total of $250 cash back! All you have to do is swing for the fences…

Auto Loan Benefits:

  • Up to 120% financing of NADA value, plus tax and tags****

  • Pre-approvals on auto loans

  • Competitive auto loan rates

  • Flexible terms of up to 84 months

  • Set up convenient automatic payments

  • GAP Coverage (Guaranteed Asset Protection)

  • Payment Protection: This helps you and your family in the event of borrower(s) loss of life, disability, and/or involuntary unemployment


Auto Loan Rates:

Effective Date (5/1/2019) and Rates Subject to Change.

New APR*
Up to 60 months as low as 3.49%***
Up to 72 months as low as 3.74%***
Up to 84 months as low as 4.24%***
Used APR*
Up to 60 months as low as 3.74%***
Up to 72 months as low as 3.99%***

Have questions or want to learn more about our auto loans?  Speak with a Spirit Financial loan officer at (267) 580-0230 or stop by our branch


* You will be eligible for $150 cash back upon funding of the loan. Once the loan is booked, $150 will be deposited into your Spirit Financial CU account. Loan must be at least $5,000 and the minimum term is 36 months. To be eligible for the $100 cash back, you must register for CarShop365 and apply for pre-approval through Spirit Financial Credit Union on our CarShop365 page. Once the loan is booked, $100 will be deposited into your Spirit Financial CU account. Loan must be at least $5,000 and the minimum term is 36 months. Speak to a credit union representative for additional details.

** First payment will be scheduled at least 90 days after the loan closing date, but interest will accrue from the loan closing date. Deferred payment only eligible for new and used auto loans and refinanced auto loans from another financial institution.

*** APR = Annual Percentage Rate. Rates are for qualified borrowers and are based on the credit worthiness of the individual. Actual rates may be different than the rates shown.
**** Any vehicle over 110% NADA, 0.25% APR added to rate. 120% NADA on 2013 and newer models.